Who We Are
Welcome to Insurance Hai Kya?
Your peace of mind is our priority—because life’s uncertainties shouldn’t catch you unprepared.
At Insurance Hai Kya?, we believe that insurance should be simple, transparent, and truly helpful. Our mission is to make insurance understandable, accessible, and personalized for every individual and business.
Driven by a customer-first mindset and a passion for protection, we’re not just policy providers—we’re your long-term partners in security, success, and well-being.
As a full-service insurance provider, we offer a wide range of solutions including:
Health | Life | Motor | Home | Travel | Solar | Export…and much more.
What Makes Us Different?
It’s our commitment to people—not just policies.
We focus on building enduring relationships based on trust, clarity, and exceptional service. From your first inquiry to claim resolution, we stand by your side—guiding, supporting, and delivering peace of mind when it matters most.
Our expert team is dedicated to helping you make cost-effective and stress-free insurance decisions. Whether it’s comparing plans, handling claims, or answering your questions—we’ve got you covered.
Whether you’re an individual seeking personal protection or a business safeguarding valuable assets—we’re here for you.
Mr. Bhuwan Malik
Founder & Principal Advisor
Insurance & Risk Management Expert | 25+ Years of Experience
Mr. Bhuwan Malik is a veteran in the insurance and financial services industry, with over 25 years of leadership experience across top-tier institutions including HSBC, ICICI Bank, ING Vysya Life, TATA AIG, IDBI Federal, and Bharti AXA Life. Recognized consistently as a top performer, he brings unmatched expertise in risk management, client advisory, and strategic policy design.
A trusted name in the industry, Mr. Malik is known for delivering personalized, transparent insurance solutions that align with clients' life goals and business needs. His ongoing engagement with emerging trends and regulatory insights ensures that clients benefit from future-ready protection strategies.
“To protect what matters most by providing reliable, personalized, and transparent insurance solutions for every stage of life.”
Mr. Umang Garg
Founder & Principal Advisor
AMFI-Registered Mutual Fund Distributor | Financial Advisor | 25+ Years in Banking & Insurance
With over two decades of experience in the banking and financial services industry, Mr Garg has built a strong reputation for integrity, insight, and results. He has worked with some of the most trusted names in the industry, including HSBC Bank, MetLife Insurance, Kotak Mahindra Bank, and Reliance Life Insurance.
As an AMFI-registered mutual fund distributor and finance graduate, Mr Garg’s core expertise spans insurance advisory, wealth planning and investment strategies. Whether you’re looking to grow your wealth, protect your assets, or plan for the future, Umang’s approach is rooted in clarity, trust, and long-term value.
“To simplify financial decisions and empower individuals with strategies that secure their present and build a prosperous future.”
Mr. Rahul Kumar
B.Tech (Mechanical) | Fitness Enthusiast | Health & General Insurance Advisor
With a degree in Mechanical Engineering and a lifelong passion for fitness and well-being, Mr Rahul has built a career that bridges analytical thinking with human-centered solutions. Mr Rahul’s journey from engineering to financial advisory was driven by one belief: a strong body and a secure future both need planning, discipline, and smart decisions.
He specializes in Health and General Insurance solutions that help individuals and families stay prepared for life’s uncertainties. Just as an engineer ensures structural integrity, Mr Rahul is working to ensure that your assets like home, cars, factories remain safe, strong and are built to last.
“I believe that financial and physical fitness go hand in hand. Just as a disciplined workout routine builds strength over time, smart financial planning ensures a stable and secure future. My mission is to educate, guide, and empower individuals to make informed financial decisions while maintaining a balanced and healthy lifestyle.”