Who We Are
At Insurance Hai Kya, we believe that financial security is the foundation of a stress-free life. We specialize in Term Insurance, Health Insurance, and Claim Settlement, ensuring individuals and families get the right coverage for their needs. Our goal is to make insurance simple, transparent, and accessible for everyone.
With expertise in human risk and health protection Advisory, we provide strategic solutions that help you protect your future, manage risks, and grow your wealth with confidence.

Mr. Bhuwan Malik
Having rich experience of banking
HSBC Bank, ICICIBANK, ING VYSYA Life Insurance, TATA AIG, IDBI FEDERAL, BHARTI AXA LIFE
Recognized as a top-performing insurance professional by industry peers.
Regular participant in advanced training programs on emerging trends and products in the insurance sector.
Mr. Bhuwan Malik is a seasoned insurance industry professional with over 25 years of experience in delivering comprehensive risk management and insurance solutions. With a deep understanding of the insurance landscape, Mr. Malik has successfully guided individuals and businesses in selecting the right policies to safeguard their assets and secure their financial future.
“To protect what matters most by providing reliable, personalized, and transparent insurance solutions for every stage of life.”

Mr. Umang Garg
Having rich experience of banking
HSBC Bank, Met Life Insurance, Kotak Mahindra Bank, Reliance Life Insurance
AMFI-Registered Mutual Fund Distributor | Bachelor’s Degree in Finance
With over 25 years of experience in insurance and financial advisory, Umang Garg has built a reputation as a trusted and result-oriented professional in the financial services sector. Specializing in creating customized financial solutions, Umang has helped individuals and businesses achieve their long-term financial goals, focusing on risk management, wealth preservation, and growth.
“To simplify financial decisions and empower individuals with strategies that secure their present and build a prosperous future.”

Mr. Rahul Kumar
Having rich experience of Max life insurance
B.Tech (Mechanical) | Fitness Enthusiast | Mutual Funds & Insurance Specialist
With a strong technical foundation in Mechanical Engineering (B.Tech) and over a decade-long commitment to fitness, I bring discipline, consistency, and a results-driven approach to everything I do. My passion for finance led me to develop expertise in mutual funds and insurance, where I help individuals secure their financial future with strategic investment and risk management solutions.
“I believe that financial and physical fitness go hand in hand. Just as a disciplined workout routine builds strength over time, smart financial planning ensures a stable and secure future. My mission is to educate, guide, and empower individuals to make informed financial decisions while maintaining a balanced and healthy lifestyle.”